bank statement.How do I appeal a T+N restriction?

Interest calculation and distribution For you whose lending offers are successfully matched on the hour T, the hourly interest for the corresponding loan amount from T to T+1 will be distributed on the hour T+1.3.

If the minimum APR of multiple lenders is equal to the market APR, loans will be matched on a first-come, first-served basis.Returns calculation and distribution For users whose lending offers are successfully matched on the hour T, the hourly interest for the corresponding loan amount from T to T+1 will be distributed on the hour T+1.

For new merchants Rewards are milestone-based and paid on the UAH/USDT pair: Milestone Condition Reward M1: Verified Match Fast-track verification + KYC complete Gateway (no reward, unlocks program) M2: Quick Start T+7-day sell vol ≥ 5,000 USDT + ≥ 20 unique buyers 15 USDT M3: First Active T+30-day sell vol ≥ 20,000 USDT + ≥ 50 unique buyers 35 USDT M4: 30-Day Active T+30-day sell vol ≥ 70,000 USDT + ≥ 100 unique buyers + ≥ 18 active ad days 100 USDT M5: 60-Day Loyal 2 consecutive months meeting

If you are withdrawing crypto via the web interface, after selecting crypto, the 24h available limit will be displayed on the right side of the withdrawal page.Risk control restrictionsTrigger T+N restriction If a T+N restriction is triggered, please wait until it's lifted before withdrawing. For more details, refer to: What should I do if the T+N security protection is triggered and I can't trade?

Deposit locked due to P2P T+N risk control being triggered When you're buying crypto through P2P trading, our risk control system will comprehensively assess your transaction risks and impose N-day restrictions on the withdrawal and P2P sales of the equivalent amount of assets in your transaction. It's recommended that you wait patiently for N days and the system will automatically lift the restriction.2.

Why can’t I appeal T+1 orders? To protect your assets and mitigate potential financial losses arising from high-risk fund inflows, orders subject to a T+1 risk control period (i.e., a one-day holding period) aren't eligible for appeal. During this 24-hour period, your assets can't be sold or withdrawn. All other platform functions remain unaffected. This restriction is clearly disclosed prior to order submission.

Some tokens may have T+N security protection, meaning they cannot be withdrawn or sold within N days after purchase to ensure account security. The exact number of days is shown on the platform. For more details, please refer to: What should I do if the T+N security protection is triggered and I can't trade? 12. Is it allowed to buy tokens through P2P trading using another person's bank account/payment method?

Note: withdrawals of borrowed assets are subject to the account T+N restriction. In some cases, withdrawals may be temporarily unavailable. How does cross-platform arbitrage work? Assuming that OKX has a loan rate of 5% while another platform offers a 10% APR, feel free to borrow crypto from us to invest in other platforms.How can you borrow to trade?

OKX charges zero transaction fees for P2P trading but your bank or transfer app may charge you the corresponding fees when you make a transfer.What is T+1? After purchasing crypto, users cannot withdraw or sell via P2P within 24 hours, but this does not affect your ability to trade. The purpose is to reduce the risk of bank account being frozen and ensure security of trades.

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Buying crypto via P2P may trigger the T+N security protection mechanism. The platform's risk control system will comprehensively assess your trading activity and may restrict selling, withdrawals, and DEX trading for 1, 3, or 7 days (refer to the page for the exact duration). If you don't want the purchased crypto to be locked, you can choose not to proceed and place a new buy order instead.

Buying crypto via P2P may trigger the T+N security protection mechanism. The platform's risk control system will comprehensively assess your trading activity and may restrict selling, withdrawals, and DEX trading for 1, 3, or 7 days (refer to the page for the exact duration). If you don't want the purchased crypto to be locked, you can choose not to proceed and place a new buy order instead.